How to Create Your Own Home Electricity

Creating your own electricity and generating your own power has always been one of my dreams. Having a self sufficient home, not only a house that takes care of itself by generating its own electricity through windmills or solar panels but the satisfaction knowing that no matter what happens to the electrical companies you will always have electricity at your home.

What a wonderful feeling it would be to get a check back from the utility company instead of paying them every single month. I don't know about you but my utility bills are ridiculous and seemed to be going up in price constantly. I can't believe all the fees they have been charging for years to all of their customers. If you add all the fees for every person in the city or county this comes to a large, a very large number and it's getting worse not better.

Generating your own electricity with solar or wind power is definitely green thinking. This is going to be the wave of the future as fuel used to create electricity continues to rise in price. I really can't imagine what the price of electricity is going to be like in 10 years as the mass consumption continues to rise in developing countries.

We have got to start taking care of our own needs through solar or wind power. We have got to start creating our own electricity to become self reliant. The more self reliant we become as a nation the less dependent we will be on major corporations, especially large power conglomerates.

Creating our own electricity can also be used for electrical cars that can be purchased in the future. Think of the money you will say in fuel costs as the price of gasoline continues to increase as well as less pollution into our environment.

This is definitely the wave of the future and common sense tells us this. I suggest you read this article again if you haven't figured out some of the problems coming our way in the future.

Think green and together we can start saving the planet.

While searching for new alternatives and trying to get some advice on creating your own electricity I came across a book you can purchase in digital format. This book seems to have quite a bit of information on creating your own electricity for a totally self sufficient home.

This book has been created in digital format to reduce the consumption of trees and the waste involved in creating a regular book. What a wonderful idea for helping our environment in quite a few ways.

While searching for new alternatives and trying to get some advice on creating your own electricity I came across a book you can purchase in digital format. This book seems to have quite a bit of information on creating your own electricity for a totally self sufficient home.

This book has been created in digital format to reduce the consumption of trees and the waste involved in creating a regular book. What a wonderful idea for helping our environment in quite a few ways.

For more information visit http://www.gregvan.com and look for Get Earth4Energy Here Create your own electricity! Save 1000's with Earth4Energy

Bathtub Skirt Wall Damage

ADA Compliant Commercial Elevators

Commercial elevators that have the features and safety standards specified by Americans with Disability Act (ADA) are referred to as ADA compliant commercial elevators. The law is enforced by the United States Department of Justice and defines the codes and specifications for all types of commercial elevators including stair lifts. This law was created for the comfort of physically disabled people and is mandatory for all types of commercial buildings. Most elevator manufacturers have now revised their elevator specifications to meet the standards of ADA.

Standard Features Required by ADA

ADA compliant elevators need to be automatic and the elevator car should have self-leveling features. For hall call buttons certain standards are specified; all lanterns, raised and Braille characters should be provided for the convenience of blind people. Reopening and door protection devices, door and signal timing for hall calls, floor plan of elevator calls, switch control for lights, indicator to know the position of the car, door delay for car calls, provision for communication during emergency are some other standards. In addition to that elevators should be on an accessible route and follow 4.10 and the ASME A17.1 Safety Code for Elevators and Escalators.

Exemptions in the ADA Standard

As per the act, elevator exemption is given for buildings having less than 3 stories, or those having less than 3000 square feet per storey. However, for such business buildings, installing low cost elevators will be a great service they can provide for their customers.

Best Companion for Your Clients

As ADA compliant commercial elevators are provided with all required features and safety measures, they are ideal for regular day to day use. These elevators are affordable for small and medium enterprises including schools, lodges, hospitals and other commercial buildings.

Established companies including Savaria Concord, ThyssenKrupp Access and Federal Elevator provide different models of ADA compliant commercial elevators. These dealers provide all assistance for quality installation and maintenance of the elevators. On analyzing the features of ADA compliant commercial elevators, it is evident that they are the best suited models for modern commercial needs.

DAY Elevator & Lift is a leading supplier of ADA compliant commercial elevators manufactured by top companies. Commercial LULA elevators, or Limited Use Limited Access elevators, are of great utility value in commercial facilities where there is no existing vertical transportation.

How to Attach a Zinc Frame to Stained Glass

A zinc frame on stained glass panels is essential for structure and rigidity. The zinc frame is added once the design is cut, foiled and soldered. The process of adding a zinc frame is accomplished by following seven steps.

1. First, measure the length of zinc came needed for each side.
2. Then, decide if you want straight cuts or mitered cuts for the corners.
3. Using a came saw or a fine tooth hack saw, cut the zinc came to the length and angle you need. Initially, you may want to cut the pieces long then re-cut once you dry fit the came to the stained glass piece.
4. Once you have all the zinc came cut and fitted to your piece, insert the glass into the came channels and hold zinc in place using t-pins. If you are using Handy Hangers, you would insert them into the came corners during this step.
5. Now flux the corners of the came frame and all the solder seams that touch the frame
6. Then, solder each joint of the frame and the adjacent solder seams.
7. Once, the first side is done, carefully turn the piece over and repeat the process on that side.

To apply hanging rings to the zinc frame, lightly flux the ring and the area of the frame where the ring will be attached. The area in which you attach the rings should be where the zinc frame meets a solder seam. Next, solder the rings to the zinc frame. Be sure the ring extends over the edge of the frame. If you are going to add a wood frame to the stained glass piece do not attach rings to the zinc frame.

Hanging rings can be purchased or easily made by using copper or silver wire. To make your own hanging rings, wrap wire around a pencil or other object to get the diameter you need. Then simply cut it, making a small circle. If you need stronger rings, cut two or three lengths of wire and twist them together. The twisting can be done easily by placing one end of the strands in a vice and the other end into the chuck of a drill. Rotate slowly until the desired amount of twisting is completed. Then wrap the twisted wire around a pencil or other object and cut.

After zinc frame is attached, be sure to use flux remover and remove all flux residue.

Some areas of concern:

Please note that zinc frames are available in different sizes, widths. Each one, however, laps over the edge of the glass the same amount. So, the only reason for going to a larger width is looks. Additional strength may be gathered if your stained glass piece is extremely large. Any piece over 30" wide or tall should definitely be framed in the largest size zinc frame available.

Mitered cuts look better in my opinion, especially if you are not using a wood frame. Actually miter cuts are not that much harder to accomplish, so why not be professional in the first place? Small electrical frame cutters, 2" blade, are available for around $20. This is worth it in my opinion.

When mounting frame on your art work, be sure that all edges of the glass are secured into the full depth of the zinc frame. Otherwise, you will experience dissatisfaction after you solder the pieces together. As mentioned, T-pins are suggested to be sure and hold the frame tightly anchored to edge of the glass and deep into the channel of the zinc frame.

When soldering the corners or the seam lines connecting the frame, you will see a slight rise to the solder. It is common to see the actual solder at these points, but after patina is applied, these blend together and look fine. Be careful as to not build up too much solder at these locations or this may be highly visible when finished.

After soldering the first side and then turning the art work over to solder the second side, examine the frame to see that it is in the correct position before soldering. Sometimes it can get "adjusted" when you turn the piece over.

I highly suggest the using hanging rings that have been twisted together as these are much stronger and tend not to pull apart after the art work has been hanging for some time. I have experienced single wire hooks actually failing and a piece or two has dropped and broken. Save yourself grief (take it from me) and only use the twisted, therefore stronger hanging rings.

If using a wood frame, a better look is always produced by mitering the corners of the wood. Simple 45 degree cuts on the end of all frame members easily accomplish this. When mechanically attaching these pieces of frame, I strongly suggest the use of a good carpenter's glue and one screw for long term hanging safety. Additionally, wood frames come in all sizes, including width, thickness and specie of wood. Decide how you want to finish them, paint or stain. This will enable you to use the right wood for the right job and not end up painting oak wood. Oak is too expensive and beautiful to hide under paint in my opinion. Mechanical hanging fasteners that include screws into the wood should be used.

I started out as a stained glass admirer. After a class in stained glass, I became addicted. At first I made stained glass to decorate my homes, which lead to friends asking me to make stained glass for them. Now I am a full time professional making stained glass as well as instructing others on how to make stained glass. My studio is located outside of Chicago, Illinois. For more information on making stained glass or to sign up for my newsletter, go to http://www.creativity-in-glass.com

Fiber-Cement Siding Compared to Vinyl Siding

In the world of remodeling the exterior of your home, there are several things to consider when comparing fiber-cement siding to vinyl siding.

Disguising the Problem

Vinyl siding is sometimes used as a cover-up to be placed over the old damaged cladding. The current problems may still exist. Sometimes it may be improperly installed. This invites insects and moisture to build up behind the panels, and may even go through the structure of the home.

Flammable

Vinyl facing may melt or burn if it too close to a heat source such as your grill or a close by fire. The flammability of the cladding is such a concern that some counties/districts are starting to educate homeowners about its natural flammability.

Fiber-cement facing is non-combustible when exposed to significant amount of heat or flame. It has been appreciated for this safety feature. It is also approved for fire-rated structure.
Fading

All colors fade from the sun and there are several options that you can do to replace vinyl cladding. You can install a replacement piece and try to find the matching color of your original siding. You can also replace all the cladding again if you can't find the matching color. You may also paint the facing, but keep in mind this type of facing is made to expand and contract which will cause the paint to chip and peel over time.

Fiber-cement facing can be painted any color that you desire. It will also remain longer than with wood. It won't crack and peel as quickly as vinyl.

Warranty

Always look at the warranty before your purchase. Look closely at the "Life-Time" to see how many years the warranty really covers and also what is covered. Check the "Normal Weathering" section to see what their definition is of normal weathering.

Fiber-cement facing may be found to have a 50 year transferable limited product warranty, and a 15 year finish warranty. This warranty is good for even the most sever climates.

Poor Quality and Aesthetics

Vinyl siding may not look as natural as wood. It has overlapping seams and fake wood grains that try to copy the appearance of wood.

Fiber-cement siding has the beauty of real wood with the ability to be painted any color and not have the chipping and peeling of vinyl or wood. There are no overlapping seams to take away from the natural appearance it will lend to the home.

Weather Resistant

Fiber-cement cladding is a very durable product that can even withstand the most severe climates. It will not go brittle in the cold or be damaged by flying debris like the other type of cladding is known to do.
Thickness

The great amount of thickness that accompanies fiber-cement cladding adds to the products strength that provides impact resistance from wind or hail.

The finest vinyl siding is only 5/100th inch thick.

These are several things you need to consider when investing in the exterior of your home. In the long run, having fiber-cement siding is aesthetically and financially more sound than having vinyl siding which is an inferior product.

Mr. Oliver is a marketing agent of Blue Ridge Exteriors. The siding contractor provides James Hardie Siding throughout the Richmond Virginia area. For more information on their James Hardie Siding please visit their website.

Plumbing Repairs - Money Saving Tips to Help During the Recession

Van Nuys plumbers face a serious challenge during the recession - how to help their clients prevent costly plumbing repairs during tough economic times. Instead of trying to increase the number of plumbing and sewer repairs they typically do, they are spending time educating consumers on how to prevent costly repairs. Here are some ways you can do the same thing for your home or commercial property.

Toilets cause plumbing problems on a regular basis, and a leaky toilet can waste enough water in a year to fill up a swimming pool. To conserve water, save money, and do your part, be sure to have some replacement parts on hand. The most common cause of a leaky toilet is a faulty flapper or tank ball. You need to have a supply connection, fill valve or cock assembly, flapper or tank ball, and a flush lever or handle in order to keep your toilets running in good order at all times.

Most of the homes in Van Nuys are at least forty years old, making it necessary to replace fixtures as they age. Plan to do this annually so that you won't be hit with a larger bill than you had budgeted for. Older homes require more maintenance in general, and your plumbing system is no exception to this rule. Put a few dollars aside each month in an interest bearing account to be better prepared.

Even in Van Nuys, where the weather is typically mild, plan on insulating pipes next to exterior walls in case you experience a colder than normal winter. This will also save you money on plumbing and sewer repairs.

And now I invite you to learn more about caring for your own plumbing system by visiting http://www.LosAngelesPlumbingandSewer.com to see how you can benefit from the expertise of Schuelke Plumbing, a family owned and operated full service plumbing and sewer repair company.

5 Tips For a Dry Basement

5 Tips To Prevent A Wet Basement

Do you have a water problem in your basement? When you go down there, do you start considering the construction of an ark? If so, you probably need to take some steps to reduce or eliminate the moisture in your basement.

Determine Where The Water Is Coming From.

The first thing to do is to determine where the water in your basement is coming from. It can come from inside sources, or it can be leaking in from outside. To determine whether the problem is internal or external, take a piece of aluminum foil and tape it to one of the walls that is prone to dampness. Make sure all 4 sides are sealed airtight. Check the foil in a couple of days. If the side facing into the basement is damp, then the problem is condensation. If the side of the foil that was against the wall is damp, then the water is seeping in from outside.

Install Rain Gutters.

Properly installed rain gutters and downspouts will prevent water from pooling against the foundation, where it can seep in through cracks and other openings. Keep your gutters clean, and free of debris. Install a wire strainer over the downspout outlet, to keep the debris from clogging the downspout. Check the area where the downspout drains. If it's too close to the house, use a splash block to disperse the water, or direct the downspout away from the foundation.

Slope the Lawn Away.

Slope your lawn away from the house, about 1 inch per foot. The slope should extend at least 10 feet from the foundation. Seed the lawn well, so that the grass prevents the soil from washing away. If you can't change the slope of your lawn, then intercept and redirect the surface drainage, by digging a shallow drainage ditch, and diret it away from the house.

Prevent Condensation.

Excess moisture in the air will cause a condensation problem in your basement. Make sure that your basement gets adequate airflow, and is properly ventilated. Keep the windows closed in rainy or humid weather, since the air inside your basement will probably be drier than the outside air. Use the AC to cool and dry the air during warm weather, and keep the basement heated in the winter, to help keep things dry.

Fix Other Sources Of Moisture.

If there are any pipes or appliances leaking, then they should be fixed immediately. If you have clothes hanging in the basement to dry, that can cause some moisture problems as well. Instead of hanging clothes in the basement to dry, you should dry them outside, or use the dryer. If that isn't possible, then at least open the windows.

Keeping your basement dry doesn't have to be complicated. Just by doing a few simple things, you can keep your basement dry and comfortable all year.

For more basement remodeling information, go to Fix My Own Basement.

Shutting Out Light and Improving Appearance

Improving the appearance of a room while blocking out unwanted sunlight or moonlight is easy with Interior Window Shutters. They are a more permanent solution to window coverings. They are also better than most window coverings because they are not nearly as delicate and are easier to clean. Interior blinds come in different styles, finishes and prices.

There are basically two types of interior window shutters, being traditional and plantation style. While you only have a couple of different types to choose from they can be configured in a number of ways depending on your window height and width.

The big choice you have is in finishes and materials. Finishes range in different color paints to different color stains, even natural wood. But if you do not go with wood you have the options of going with iron shutters, and polywood shutters. Iron shutters can add to the beauty of your home and they also are more safe because they can be removed easily from the inside, but not from the outside. Keeping outside things outside and allowing you to exit from the window if necessary. Polywood shutters are nearly maintenance free. Meaning you will not have to fork out more money after they are installed. Remember your decoration when choosing interior window shutters.

Your home can look more beautiful and different with the addition of interior window shutters, you may even believe that you are in the wrong house. They are such an amazing feature to add to a window,while you still get your views outside, you can shut them out to make it dark or more intimate.

Do some research on price and make sure you understand everything that they are offering with your new interior windows. Sometimes the price does not include installation, which is added later. Sometimes they only include clean up as an extra fee to the home owner. You may opt for them to clean up or you may be fine with cleaning it up yourself. Remember after all the dust settles you will have a beautiful new interior with the added security and safety of interior window shutters. When it is all said and done, throw a party or have a get together just to show off your new interior window shutters. Don't be shocked when people are amazed what a difference they made in your home.

This article provided courtesy of http://www.shutter-world.com/

Stair Building Codes - Home Building

The stair building code was created for building safety. Before the building code and local city enforcement (Building Inspectors), anyone could build a house. This meant Uncle Earl who had just watched a couple of his friends build a house down the street construct some sort of a dwelling. The next step for Earl would be to help these guys for a day and now he is a professional home builder. You get the point.

Stair Building Codes create the safety needed for one of the most hazardous areas of your home. You might know someone who has fallen down a stairway?

I lived in a house I built for 15 years and I redesigned the stairs from a winder design to a T shaped set of stairs. Both sets of stairs were built using the local stair building code for my city.

Wow I could not believe how many times my family members fell down the stairs. I even fell down once. I was amazed. When I switched from the winder to the T shaped stairway there were less accidents. My point is that even using the stair building codes this is a dangerous part of your house.

Having a professional stair builder install your stairs is great advice. Take it. For example this happened to me on quite a few jobs. I get a set of plans from a architect who has been designing houses for over 40 years. I looked at the stairway to find out that he has designed a stairway that is too small for the length of this part of the home. If I build the stairs using the plans that by the way were approved from the local building department, I could have a problem.

You are probably asking yourself how does this happen. Aren't these people experienced professionals. Of course they are. They probably have the U.B.C. (Uniform Building Code) in their office somewhere. Everyone makes mistakes here and there but this is one area of the home where safety is a big concern.

Just look at it like this. The stair building code was designed to improve the safety and reduce the number of accidents while using the stairs. Over the years I have seen stairs poorly designed and constructed. These stairs create problems for the owners of the buildings not just the people that use them. Did I mention lawsuits. This is one area where a lawyer will have a field day.

As a building professional I advise you to use the stair building code first for safety and second to avoid lawsuits. Get an idea from some of the pictures I have taken over the years on problems with stair building.

Use common sense while building or remodeling your home. It goes a long way.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He is currently working on more building stairs books and adding useful content to help solve problems created by the lack of construction knowledge in the building industry. Stair Building Articles

Beam Damage Under Deck

Guide To Water Leak Detection In Our Homes

Rapid world population growth and lifestyle change contribute to the increased demand for water by mankind. Additionally, low level rainfall in some parts of the world, slowed the replenishment of water supply.

Therefore, each one of us should make our best efforts in the conservation of one the most precious commodity here on our planet, which is water. One such effort is to watch out for water leaks in our homes, no matter how small those leaks might be.

Although some water leaks are so slow that they are not detectable, some known leaks are being ignored by some homeowners. This is due to ignorance to the fact that small leaks that keeps on leaking would sum up into thousands of gallons in a year. Imagine if all homeowners had that same attitude?

Moreover, water leaks not only contribute to worldwide water shortage, but also cause damage to some parts of the house's structure. Damages to the house structural elements could cause the house to deteriorate faster, collapse, and injuries to its occupants.

Water leak detection can either be done by periodically checking the areas and components of the house's plumbing system or by installing a commercially available water leak detection device.

There are mainly two types of water leak detection system:

1. Passive Leak Detection Systems are usually stand-alone battery-operated devices that produce alarm sound when its moisture sensor becomes wet, these alarms enable the homeowner to locate exactly where the water leaks are and do the necessary repairs. Since these are battery-dependent devices, its battery should be checked regularly.

2. Active Leak Detection Systems also sound an alarm when it detect water leaks, and
will automatically stop the water flow. It may use a moisture sensor or a flow sensor in
monitoring any water leaks. There are two types of active leak detection system:

a. Individual appliance systems monitor leaks from a single appliance and automatically shut off water supply to such appliance should leaks be detected.

b. Whole house systems monitor leaks in the whole house and shut off the main water supply to the house should leaks be detected. Whole house system is composed of several moisture sensors which send signal to control valve via radio signal or by means of wiring connections.

Every house is unique and has a special situation to determine what type of water leak system is applicable. Some simple systems may be installed by the homeowner, but
complex systems should be done by qualified plumber.

If you don't have water leak detection system device installed in your house, you can always check your house periodically for any water leaks, unless of course if you already hear those water dripping sound. Water leaks usually happen in areas where the water-consuming appliance and plumbing fixtures are located. Among the most obvious areas to look for water leaks are:

1. Bathroom & toilet area (check for leaks on showerhead, faucet, and water heating system)

2. Kitchen (check for leaks on faucet, dishwasher, water heating system)

3. Laundry room (check for leaks on faucet, clothes washer)

4. Garage and basement area (check on evaporator cooler, hot water system)

5. Lawn (check on turf, low water use garden, irrigation system)

6. Pool and spa

7. Patio

8. Water meter

Detecting water leaks through the sight and sound may seem an easy task. This
may be true in fast and big leaks, but slow and small leaks, it could be impossible to detect without the aid of a water leak detection device. Here are some tips in monitoring the house for possible water leaks.

1. Water is leaking in your toilet when water is moving from the tank to the bowl when nobody is flushing it.

2. When your toilet is flushing itself when nobody is near the toilet.

3. Another method of detecting water leak in the toilet is to place food color in the tank, should you see the color in the bowl after a few minutes then you can conclude that there is a leak.

4. Since most water pipes are embedded in the walls and floors, we can only know if there are leaks when you see discoloration on wall, ceiling, and carpet.

5. Detecting water leaks in sprinkling system is the same with spotting leaks on concealed piping systems.

6. One such practical way to know whether you have water leaks in your house is to monitor your water bill. Should you have higher water bill with the same usual consumption, you could seek a professional plumber or check it out with your local utility company.

Water leaks only worsen through time; it would be wise for you to deal with it as early as possible. Early detection and repair shall save you money and prevent damage to your house. If you ignore it, you are only postponing something you should do anyway.

For more great leak detection info and advice check out: http://www.leak-advisor.com

Architects And Home Design

Painted Adirondack Chairs - A Burst of Color in Your Backyard Retreat

When it comes to expanding living space one of the easiest places to start is the backyard. Filling it with furniture and greenery and even water elements makes it feel homey and luxurious. Who doesn't want to relax outside in the warm sun?

An ideal place to begin is with a place to sit. You may be inclined to choose a porch swing to enjoy the warm breeze or a chaise lounge to relax by the pool, but for a classically comfortable look, you should try painted Adirondack chairs on your deck or patio. You can choose from many colors from warm red to sunny yellow and even have it pre-distressed or let it naturally distress in the environment. Ready to settle into they make a welcome respite along your garden path or even amongst the green leaves of your garden as a place to sit back and admire your work.

Created as outdoor furniture in upstate New York, this style of chair boasts a high slat back, wide angled seat and extra large arm rests. It is impossible not to relax while sitting in one. And if you invest in painted Adirondack chairs you can add a punch of color to any spot in your yard. On the deck, around the fire pit or alongside the pool you will always have an always comfortable spot to rest your bones.

Along with your painted Adirondack chairs, you can invest in matching ottomans to put your feet up and a side table to rest your cold drink and book on. Once you have set up an area with a pair or more you can add other things to your retreat. Cushions make any patio furniture more plush and a table and chair set ensures you can enjoy a meal in the elements. Usually crafted from heavy duty wood such as pine, cedar or teak your painted Adirondack chairs will last a lifetime.

So, when that warm weather comes throw open your doors and invite the summer in. Your living space becomes instantly larger with the right furniture and accents. You can add outdoor lamps for lighting, custom made cushions for increased comfort, and outdoor art for a unique look. The possibilities are endless. No matter what colors you choose your painted Adirondack chairs will complete your outdoor oasis with rustic elegance.

Don't leave that big backyard empty. Maximize that space with the right furniture and accents and your favorite vacation destination will be right outside your door. Whether you create a romantic resting spot along a garden path with a teak bench or a beckoning entrance with a garden arbor covered in creeping and flowering vines; the choice is yours. Look forward to returning to your home every day and kicking off your shoes and relaxing. Finding the right furniture designed for your life and your style is not a difficult task. And once you invest the time and money you will love your space for years to come.

Author Jennifer Akre is an owner of numerous niche online stores that offer customers not only products, but information relating to furnishing and decorating indoor and outdoor living spaces. Whether you want to renew your deck or patio with Adirondack Chairs or create the ultimate living environment with furniture that is perfect for entertaining, there is a lot of helpful advice to take advantage of to make it happen. Click today http://www.eadirondackstyle.com and indulge your senses.

Wood Window Damage

Putting God on Trial

I was listening to something interesting the other day when someone mentioned putting God on trial for some of the atrocities in the world. If God is the creator of the universe and all that is, or all that ever will be, how can we put him on trial, he's our creator. We can't put our spiritual master on trial can we, he'll just escape anyway if we convict him, won't he. He's got to be smart enough to break out a prison.

As a child I often thought about God and why he would allow such suffering throughout the world. It never made sense to me when I was child and it still doesn't make sense to me today. Why would the creator, want us to suffer, with even the littlest of problems. Other religions have explained it as if God was teaching us a lesson and that's why we have hardships in our lives.

Do you think God ever went through these hardships? Did God have problems finding a job or gathering some food? Does God even eat? Okay now I'm getting off the topic here,(I wonder what God does eat)... if children do something wrong, most of the time their parents will discipline or correct them. If adults to things wrong, the government will discipline and reprimand them. Sometimes these punishments can be severe. It depends on the crimes committed.

If man has to be put on trial for committing crimes like murder, genocide, and general atrocities towards mankind, should God also be put on trial or is he above man because he's God. I can't imagine the creator of the universe ever being put on trial for man's crimes against humanity or other men, but it seems like someone who is all powerful and all knowing could help his children out of this little mess that we're in today.

Couldn't God help us like we help our children. We as parents might not have all the answers, but we do not claim to have them. We are not all powerful and all knowing, like we would assume God to be. When is God going to help us solve some of our major world problems, like genocide and starvation.

Putting God on trial might not solve all of our problems today but it would be nice to have some help with our problems. If he created us to please him, do we have to go on trial one day, for all the things we did or ignored while we were alive. Something to think about isn't it.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing and personal development. Check This Out What Happened to the Wise Men's Gifts

Greg is currently working on a video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world.

Drywall Repair For Damaged Walls

Window Repair Video

Great video on how to repair a window screen.

If you're thinking about buying a home, check out this home buyers guide to take some of the frustration out of home shopping. For under $15, you can save yourself a lot of frustration and money.

Cut Electrical Wire

Change Your Thinking About Life

What do I do when I get down and out. Well that use to happen to me often and I seemed to suffer with some minor depression. It would seem like time would stand still. I would look at the clock and notice the time. Let's say 2:23 in the afternoon. I would look back to see what time it was about fifteen minutes latter and it would be 2:26. Wow what in the heck is going on with this clock.

I just couldn't believe it seemed like the day would never end. I would just sit there and think about all the stuff going on in my life, good and bad of course. This seemed to last until I was in my early twenties. I just didn't want to feel like this any more. I made a Conscious design not to get depressed period. I never wanted to feel like that again.

I read a book on ESP and in the book it described visualizing a rose as you went to sleep. I started doing this every night and while I was doing the exercise it seemed to make me feel relaxed in a way I never had felt before. The reason for the exercise was to teach you to visualize something peaceful. This in turn would put you in a peaceful state of mind.

Then a thought came into my noggin. What if when ever I start to feel bad or seem to be going into a sort of depressive state of mind I change my thoughts. It worked... I would start to visualize something else that made me feel comfortable and give me a peaceful feeling. Man was I surprised with my results.

Keep in mind I didn't think of this all on my own but I did put the pieces of the puzzle I needed to together that I needed to change my life. It seemed like I could use this form of self control in different parts of my life. If I was at work and someone made me mad.... Well this didn't work all the time... I still got mad. Let's pick something else OK.

I would worry about something on the job that wasn't going right. Then I would get irritated over something else that wasn't even related to what I was worrying about. Why did I take it out on the other person when what I was really mad about was something else. We do this all the time in our lives. We seem to get mad, get even or give up. Why do we do this and what can we do to stop it.

My main point to all of this is we can change our thinking and change our lives. We can learn new things to change our thinking. We don't need to give up hope that we will always be like this. Change the things you don't like about yourself. Do it today. If you need some help there is a great book that will help you change your life for the better.

You can find it at http://www.live.spiritualideas.com This book has a lot of tools to create the change in your life you want to have a more full filling life.

Most people give up just when they're about to achieve success. They quit on the one yard line. They give up at the last minute of the game one foot from a winning touchdown. Ross Perot.

Start Living Your Dreams Today and Create a Wonderful Life For Yourself And Your Family. Greg Vanden Berge is one of the best inspirations on the planet. You will be hearing a lot about this guy in the future. You can count on it.

Think About Your Life

Modern Kitchen Design - 5 Great Ideas

Planning a modern kitchen design? Well, here are five great bits of advice I can offer you on getting every element of your plans bang on perfect.

Let's start by talking about planning. A modern kitchen could look and feel any number of ways but what will determine how yours looks is your lifestyle. Think about how often you use your kitchen, what you use it for and the type of things you do in there. Then write down all the things you need to have in there to enable you to work better. Planning isn't the most glamorous part of any kitchen design, but you'll be rewarded for your work by the end of the process.

The second tip is choosing the right materials. You'll want to invest money in strong materials that not only look beautiful and modern but also last for as long as you need them to. Things like stainless steel are popular in modern kitchen design and will also stand the test of time. Make sure you think about every little thing you put into your kitchen and consider if you'll get your value out of it.

Next, incorporate an island into your kitchen. No modern kitchen design is complete without a central unit these days. An island can also be remarkably functional and you can have it purpose built to suit your own needs. For instance, if you do a lot of cooking you can have a sink or chopping board built in. An island is also useful for entertaining guests so if you have a lot of dinner parties, it will usually become the central hub of activity.

Make sure you keep those lines clean. When I say this I mean that in a modern kitchen design, all the surfaces should have very straight edges and line up perfectly. A nifty tip is to ensure you overhead cupboards reach the ceiling. This is something that easily gets overlooked but can really give you that streamline effect, which is essential for a modern looking kitchen.

Last but by no means least; involve yourself in the process from start to finish. If you're passionate about how you want your kitchen to look then make sure you stay on top of the design process right through to the fitting. Designers and builders will take liberties and make key decisions if you don't make yourself clear. Stay involved with the project and see it through to the finish. You'll be rewarded with a stunning modern kitchen.

Thomas Baugh offers more advice on planning a modern kitchen at the Kitchen Design Site.

Framing Rough Fireplace Opening

Planning Your Bathroom Remodel Budget - Home Improvement Ideas

As a bathroom remodeling contractor, I get calls from people, that have no idea what they want or how much anything is going to cost. Here's some simple tips that can be very helpful when planning a bathroom remodel budget.

Bathroom Remodeling Investment

In 2008, the average mid-range bathroom cost around $16,000 and you could recoup around $12,000 of your original investment upon the sale of your home. According to a popular remodeling magazine, larger bathrooms using expensive fixtures, tile, bathtubs, woodworking, toilets and showers had an average of $52,000. Upon the sale of a home, you could recoup around $36,000 of your original investment.

Finding out How Much Things Cost

My first suggestion, would be to visit your local home improvement center, lumber yard or plumbing supply warehouse. Larger stores like Home Depot and Lowe's, seemed to provide you with value pricing but don't have a large selection. While doing some research on the Internet I noticed that some of their pricing is outrageously, outrageous. Some plumbing supply warehouses can provide value but beware others won't.

Create a List of Bathroom Remodeling Parts

You can get a good idea of your bathroom remodel costs for your budget by making a list of bathroom parts with pricing and then adding them up for a grand total. If you're a total bathroom remodel budget is $15,000 and you have a $6,000 bathtub with $4000 worth of tile, you could have a budget problem.

Figuring out the Labor

You will have to contact a contractor to get an actual cost for the labor. Sometimes you can double the cost of your bathroom remodeling parts to get a rough idea. If you have a list or a couple of lists and a few pictures of some sample bathrooms, this will make the contractor's job easier and often they can give you a labor price within a few days.

Give Yourself a Cushion

I would suggest leaving yourself a small financial cushion for any additional remodeling items. For example, you could see a different toilet, or instead of painting the walls, you now choose to wallpaper, you could incur additional expenses that you haven't planned for. If you know exactly what you want and stick to the original bathroom remodeling plan, you shouldn't need the cushion.

Financial problems often transfer into construction problems, so spend some time figuring out, how much money you want to spend on the bathroom remodel and try not to go overboard on the budget. I hate to see homeowners struggling with home improvement loan payments. Try to create a bathroom remodeling budget that is realistic and will not create a financial burden upon you or your family.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He has just finished a home buyers guide to take some of the frustration out of home shopping.

If your looking for some more bathroom remodeling or home building ideas.

Creating Success For Teenagers

Are "Build Your Own Solar Panel Kits" Worth Considering?

Have you heard of the new build your own solar panel kits they are selling nowadays? They are really quite easy to install and are very economical once you get them going.

Solar power is definitely a good source of alternative energy. It is renewable, therefore it cannot be exhausted. It leaves no by-products so it is environment friendly. The only drawback it probably has is when it is cloudy or rainy outdoors; this will drastically affect its method of gathering energy.

It is possible to purchase a kit over the internet and assemble it yourself. Transforming available and existing solar power into electrical energy may now be done right in your own home. Essentially, the amount of wattage that you select for your solar panels as well as the amount of direct sunlight received will determine the quantity of power that can be stored as potential energy.

One of the better things in being able to generate power by yourself is that if you have an excess fuel, you may sell the excess power to electric companies. This is called a grid on and grid off application. This puts you in a very pleasant situation where you can sell electricity right back to your local utility district. There are, however, some relevant issues to consider prior to making your decision to install such a power system in your home. Purchasing solar panel kits is like making an investment, right? Now, when we make investments, we would want to recover them. Hence, it is vital to ascertain that once you decide to install solar panels in your house, you will not be moving out of that house before you have had the chance to get back your investment.

Make sure that a large portion of your roof is open to exposure to direct sunlight. This is very crucial since solar cells react best with direct sunlight. If most of your roof area is being shaded by big trees, then your panels will not be able to gather enough power. You might also want to check if your roof would be safe and comfortable enough for you to spend at least 6 hours in installing and wiring your panels. If you are not that confident working on your roof for that long, then you may want to hire somebody else to install them for you.

In dealing with power retailers, be sure to ask them the basic customer service after sales, like over the phone technical support, warranties, and installation services.

Build your own solar panel kits are very convenient, and it is nice how they have made such a product accessible to direct consumers.

Tired of high electric bills? Discover how thousands of families are using homemade solar power systems to power their homes!

Paint Mistake On Wall Register

How to Use Feng Shui to Attract Love

Feng Shui can be used to improve any aspect of your life, including your love life. There are different Feng Shui arrangements that can be used to improve your relationships. Here you will find the basic ways to bring good energy into your love life according to Feng Shui practitioners. Now, if you are like some of my single girlfriends that say, "I am not looking for a relationship right now", you have to know that Feng Shui helps you relationships in general: with friends, colleagues, partners, etc. So, keep reading.

Attracting Romance to Your Life

If you would like to bring luck into your love life, Feng Shui gives you a number of "cures" that you can use. The objects that you surround yourself with will make a big difference in your relationships.

The most important Feng Shui tip to improve your love life and your life all around, is to rid your home (especially your bedroom) of clutter. Unnecessary clutter will have a negative impact on your life and so you should start by getting rid of everything that is taking up space. Keep drawers tidy, pick clothing up from the floor and do not just leave things lying everywhere. Remember that a cluttered home leads to a cluttered mind. To be able to accept love into your life you need to have a clear head and be happy in your surroundings. Keep everything as organized as possible to make yourself more receptive. Don't keep anything under the bed. Allow the energy to flow freely around it.

Your bedroom needs to be a romantic place, so the last images you want to see here are photos of Mom and Dad. Children's artwork and toys will also undermine your sex life. Celebrate these relationships in other areas of your home and keep the bedroom as your private retreat.

Keep the television out of the bedroom. Nothing kills romance like late night television. If you have trouble falling asleep, try reading love poetry or romantic novels. Your subconscious will shift accordingly, making you a virtual love magnet. The same goes for exercise equipment and computers.

If you are a single woman, or man, make your bedroom look like you are sharing it with someone. This can mean putting a bedside table on the other side of the bed, or even putting an extra tooth brush in the bathroom. Girls, don't put your collection of stuffed animals on the bed. This is a big turn off and a no no in Feng Shui.

That old pillow from college and those flannel sheets aren't doing your love life any favors. So splurge on pillows, blankets and sheets that invite you to linger in bed.

Open the windows often to keep the air fresh.You cannot have good Feng Shui in your bedroom if the air is stale and polluted. However, plants in the bedroom are not good Feng Shui, unless your bedroom is fairly large and they are located far from the bed. Aquariums and fountains will also disturb your sleep. And contrary to popular belief, mirrors in the ceiling are the worst thing you can do in Feng Shui!!! No, seriously, no mirrors in the bedroom. They energize the room too much to give you a relaxing sleep.

Try to use objects of colors related to the Relationships Area of your bedroom: white, pinks, reds... You should surround yourself with positive images. If you have pictures, sculptures or paintings of people on their own, they could be having a negative effect on your relationships. Replace them with pictures of happy couples. Always put two flowers, two figurines, two candles, etc. This will make you a little more receptive to love when it comes into your life. Try not to have set ups of single chairs, create cozy seating arrangements for two.

Never use dried flowers in your home, especially in the bedroom. They have a negative impact on your life. Fresh flowers on the other hand, are perfect and they look really good too. Candles are also perfect to brighten up the bedroom. Actually, candle light is the best kind of lighting you can have in there. As this is not always possible, use a dimmer to control the light in the bedroom.

Now see what room falls in the far right corner of your house. This is the Relationships Area of the home. If there's a bathroom there, always... always keep the toilet lid down. Drains and toilets are escape routes for energy, and in this case, it can flush your love life down the drain.

Feng Shui is designed to help you to draw in good luck in all aspects of your life. With romance, the idea is to entice romance: keep things in pairs, use romantic colors, and be more receptive to love. Do not surround yourself with lone figures and fill your bedroom with candles and luxury bedding. If you follow these tips, then you will be well on your way to attracting your perfect partner.

If you want to read more about Feng Shui and find very useful information, please visit me at http://www.lifewithfengshui.com

How to Find a Good Railing System for Your Home

Instead of going out on weekends, it would be extra fun for you and your family to just stay at the backyard and enjoy extreme fun. This way, you can spend a considerable amount of quality time with your loved ones without having to break your bank account. The sun, good barbeque, and relaxation are the only things you need to enjoy your weekend. As you are having a good time with your family, security and safety of your loved ones should also be taken into consideration. They should be securely enclosed in stylish deck railings.

Most of the households today are already equipped with highly effective and at the same time stylish railing systems in order to provide security and style all year round. Since weather these days are already unpredictable, you need to consider a railing that do not easily succumb to corrosion and could preserve its beauty in the years to come.

How To Choose an Excellent Railing System

The proliferation of many railing manufacturers has made the hunt of many homeowners of excellent railings a lot more difficult. With the vast choices offered to them, choosing can be really confusing. Manufacturers may be advertising that they have the best railing systems around but a wise consumer is not easily fooled by advertisements. So, if you are on the quest for a good or even excellent railing system, read on as you discover some of the railing system factors you need to consider.

The very first factor that you should take into consideration is the strength of the railing. Of course, you don't want to be bothered by substandard railings that could easily cause injuries to your loved ones. Aside from the quality of the product, aesthetics is also a priority. A railing would prove to be futile if it does not have a good appeal to people. And lastly, budget is also a big factor. You can still find an affordable railing system without spending too much cash.

Modernize your Home with Metal Deck Railing

Who would actually want a home that looks from the medieval era? Definitely, not you. So if you want to have a good looking home and a backyard, then you have to invest on the aluminum deck railing system. This boasts of a modern finish yet does the compromise the structural strength you are looking for.

This deck railing is also child-friendly as it has no sharp objects which could cause injuries to children and even to adults. And most importantly, installing the aluminum deck railing is as easy as one-two-three. In just a span of hours or even minutes, you can now enjoy a stylish and sturdy railing in your backyard.

Some Friendly Advice

So, if you are already decided to install the aluminum deck railing to your home, there are still some important things you need to know. While strength is important in any railing, aesthetic appeal should never be compromised. In the market, you can find different stylish railings that would provide greater beauty to your home. Also, exterior finish is another important consideration to note. You can find railings that are electro statically charged to ensure uniform adhesion paint.

These are just some of the factors to be considered. However, it is still the homeowner on who could decide on the style of the railing. After all, the maxim "to each his own" still proves true.

Adam Peters is an online entrepreneur and writes for many consumer magazines. Find at http://www.deck-porch-railings.com/aluminum-deck-railing.html more articles on aluminum deck railings

Wood Rot From Stucco

Microsoft Xbox 360 Repair Manual

Are you having troubles with your Microsoft Xbox 360? Well this article is a short repair manual that gives you tips on How to fix your console problem. It discusses the most common problem faced by around 30 - 35 % of the users which is the Xbox 360 three flashing lights error.

The three flashing lights error is an error caused due to a hardware malfunction. It shows three red lights on the On/Off Button of your Microsoft Xbox 360.

The best advice anyone would give is to check out Microsoft. Microsoft requests you to submit the Xbox 360 for a service repair for the red light problem.

The problem with Microsoft is that they take up to six to eight weeks to fix this error. They also charge you around $140 to fix these three flashing red lights along with shipping charges if your Xbox was out of warranty.

Even if it was in warranty, you'll have to pay the usual shipping charges.

The other option is to check out an online guide that helps you sort out the three flashing lights problem. There are some guides out there that provide some real good information about fixing most of the problems in the Xbox 360. But you should also be aware of bogus sites that try to scam you off your money.

These guides are designed by techies who know Xbox back and front. They help you fix the problem for ever. It just took me an hour to fix my Xbox after I consulted one of the guides.

These guides cost around $30 but are very useful as they tell you how to repair most of the problems that occur in your Xbox 360.

Read more about Xbox 360 Red Lights. Read about Xbox 360 3 Red Lights Fix.

Alex Turso is a professional gamer and a Pick up Artist.

Wood Ceiling Beam Repair

Going Green Easy is Not Just About Saving on Energy

In my green research, I've found some interesting information. Remember though, being green is not just about saving energy. It's also about conserving the resources that we have so that our children's children can have a bright future for themselves.

Trying not to sound too much like a tree hugger, after all I am in construction. It would seem remiss of me if didn't acknowledge that I participate and fully advocate growth where it is needed. But, I have often spoken about recycling and remodeling as well.

Tearing a house down gives a builder the opportunity to use some of those same materials and to build in that same place. It's new. It's fresh. It works.

Not everything needs to be torn down though. If the structure and the foundation are solid, remodeling is the answer. These are things I learned from my father throughout my life and when I followed in his footsteps years ago.

Taking those same principles universally, I learned early that conservation and preservation are important even and especially within the construction industry. What can I say? My father was a forward thinker.

So, my research will begin to depict my learning as far as the construction industry is concerned. But, what can we all do in our own little way? I'm learning a good bit about that as well.

Do you know that switching from a desktop to a laptop computer is a great energy saver? First of all, I didn't know there was anyone on the planet who still owned a desktop. I was amazed to learn years ago that a laptop had the same capabilities as a desktop, but I could carry it around with me. I write on planes and now I can even surf the internet sitting in a coffee shop. Could you imagine lugging a desktop around with you everywhere you go? And now, there is yet another reason why someone would want to purchase a laptop. It saves energy.

Use a slow cooker instead of the stove every time you possibly can. Do you really need to cook rice on the stove? Take a little extra time and put it in the crock-pot. You'll love the taste and the electric bill might not look so bad either.

One final thing for now is keeping your tires properly inflated. This has several benefits. You'll save on buying new tires because over-inflated and under-inflated tires wear much sooner than properly inflated tires do. But also, you'll save on the gas bill. Not having to fuel up as much will put a smile on your face when your car isn't being so hard on your wallet.

Being green means being concerned with both conservation and preservation. Conservation is managing what you use and preservation is managing what you have. But, you don't have to live your life in a shell. We can live our lives fully and completely enjoy them while at the same time making sure there is a great life left for our children to enjoy.

Jessica Brylan has been a student of construction all her life, under her father who retired in 2004. Her passion turned to interior design and strangely evolved into becoming a fireplace expert. Her latest fireplace report DIY Outdoor Fireplace demonstrates her knowledge and love of fireplaces. Read further details about the Ventless Gel Fireplace reports at The Ventless Gel Fireplace Reports and sign up for the newsletter so you can be updated whenever Jessica Brylan puts out a new one.

How to Care for Your Antique Furniture

• Why is your Aunt Mabels dining room table warped?
• Why is your Grandmothers sewing table discolored?
• Should you use aerosol polishes on your antiques?

Relative humidity
Central heating is the worst thing to happen to antiques. A warm inside and cold outside makes life comfortable while wreaking havoc on antiques.

Its the fluctuations in relative humidity that central heating creates which cause the problem. Wood responds to relative humidity by expanding and contracting as it tries to maintain a balance with its environment. Its not the rapid changes during the course of a day that cause the most damage. Its the long-term seasonal fluctuations, which cause the serious damage. During the dry winter months when it is cold outside and warm inside, wood tends to shrink. During hot damp summers when it is warm outside and cooler inside, wood tends to expand. Long-term exposure to these conditions leads to cracking, warping and splitting.

How can you guard against the fluctuations in relative humidity in your home? Use a humidifier during the cold winter and a dehumidifier in the damp summer. Think twice before putting a good piece of furniture in a basement, attic, near heating vents or near fireplaces. Keep fresh air circulating. Maintain a constant room temperature and turn it low at night.

Finishes are affected by relative humidity. Just as the wood expands and contracts, so too does the finish, which becomes brittle and crack. This is called crazing.

What can you do about crazing? Restor-A-Finish is a great multi-purpose product that penetrates through the existing crazed finish and stain, bringing up the color and restoring the luster.

Sunlight
Just as sun damage to the skin is cumulative and permanent, its effects on wood are just as destructive. Diffused sunlight over a long period of time can be as detrimental as direct sunlight over a short period of time. Sunlight can turn a clear finish yellow.

How can you avoid sun damage? The only good news about sun damage is that its easy to avoid. Draw the drapes, pull the blinds or have an UV-filtering film applied to your windows.

Insects
Termites are a menace to North American homes and are often found in older homes. Hopefully, youll notice an infestation of termites in your home before they reach your furniture.

The termite solution? Professional fumigation is the best remedy.

The wood beetle is a nasty archenemy of European antiques. Its not as common in North America. Nevertheless, you want to be aware of the wood beetle in case you bring an antique from overseas into your home and infest the rest of your furniture.

The wood beetle lays its eggs in the crevices in wood; the larvae hatch and eat their way through the wood creating a series of tunnels. As the beetle ages, it digs its way out of the wood leaving a hole, flies off to lay its eggs and continues its life cycle.

A tell tale sign that you have wood beetle is the pile of frass (wood dust and insect excrement) on the floor. Another sign of a serious infestation is to pick up an item; if it is very light, likely a large portion of the inside has been eaten away.

How to rid your furniture of this pesky insect? Isolate the infested object. Ensure that the infestation has not spread. Hope that this infestation happened during the winter because the easiest way to get rid this bothersome bug is to place the item outside on a dry sub-zero day.

Surface damage
A great deal of surface damage can be prevented if you always remember to use coasters, mats and trivets and avoid placing hot and/or wet items directly on furniture.

Scratches Never slide anything (vase, plate, serving dish etc) across a surface because it will scratch. A very light scratch can be treated with Restor-A-Finish. Deep scratches require the skill of professional restorers.

Liquids Spilled water should be thoroughly wiped up immediately. Alcohol and solvents (nail polish, nail polish remover, perfumes) should be dabbed, not wiped because they can act like a furniture stripper and damage the finish. White rings left from either a hot drink or a wet glass should be attended to right away. A little Brasso applied with a clean cloth may do the trick. Or, I have found that Restor-A-Finish works well to remove white rings. Always test on a small area first.

Candle wax Wait for the wax to cool then gently loosen using a fingernail to remove.

Cleaning
For daily cleaning, use a clean cloth or a clean duster. For those who like to use something more, I recommend Orange Oil because it works well to clean and polish wood finishes. I like it because it doesnt leave a wax build up and doesnt contain linseed or silicone oil. Avoid aerosol spray polishes because they can contain silicone oil and other agents that can be harmful to your furniture.

Every couple of months, wax with a good quality paste wax that can be found in any hardware store. If you wax too much, it can dull the finish and attract dust. To remove a waxy build up, apply varasol with a clean cotton cloth. Proper waxing will bring up the color and grain of the wood and protect it. Rub a small amount on a soft cloth and apply it in circular motions. Let it dry then buff with a clean cloth. A

Moving/Handling
Remember to treat your antiques with care. They are old and should be given the respect that their age commands. Pick up chairs from underneath the seat; not by the arms. Lift a large piece of furniture; dragging it can put excessive pressure on the legs. Tables should be lifted by the apron; not by the top or the legs because they could be loosened. Open drawers using both draw pulls; not just one. Sit squarely on a chair; dont tilt back on it.

For more information, on Restor-A-Finish and Orange Oil visit
http://howardproducts.com.

Martin Swinton lives in Toronto, Canada and owns Take-A-Boo Emporium, a popular local antique shop. He has appeared on a variety of television programs and teaches courses on antiques. Contact him at http://www.takeaboo.com

Credit Repair and a Lost Wallet

Getting Started

If you have lost your wallet you should take defensive action as soon as possible. Make a list of everything that was in your wallet; credit and debit cards, identification, insurance cards, movie rental cards, etc. The first order of business should be to contact all credit and debit card issuers, and inform them of your loss. They will deactivate your cards and discuss your options. Most credit card companies will provide a new card immediately to minimize your inconvenience. Once you have contacted everyone it's time to consider additional precautions. If you need help, most credit repair professionals will be familiar with your choices and should be happy to provide guidance.

Fraud Alert

A fraud alert is a message on your credit report notifying potential creditors that your personal information may be used fraudulently, and requests them to contact you by phone prior to extending new credit. An initial fraud alert will remain in place for 90 days, and can be cancelled anytime. You may place a fraud alert on all three reports by calling just one of the three bureaus as they are required to contact the other two. You may also initiate your fraud alert online at the bureaus websites. Once the 90 day period is past, you may place an extended fraud alert on your report which will last for seven years, if you feel that your identity is still at risk.

Credit Freeze

A credit freeze is a more dramatic step you can take to insure that no new accounts are opened in your name. Once a credit freeze is active potential creditors will not be able to access your report. There are exceptions which allow a variety of pre-authorized parties to view your reports. This includes your current creditors who have the right to review your credit, collectors that work for current and past creditors, and companies that offer pre-screened credit. You may lift a credit freeze if you wish to apply for new credit. Unlike fraud alerts, which are available to anyone, credit freeze laws vary from state to state and may not be available in your state. In many cases there are fees associated with placing and lifting a credit freeze. Again, if you are uncertain, ask a credit repair professional for assistance.

Free Credit Report

Once you have placed initiated a fraud alert or credit freeze you may access each of your credit reports one time for free. In the case of an extended seven year fraud alert you may access your reports two times for free within the first year of placing the alert. Keep in mind that everyone has the right to access their reports one time per year for free at annualcreditreport.com. This is a federal law intended to facilitate the identification and repair of credit reporting errors. Instances related to the implementation of a fraud alert or credit freeze do not count against your right to your free annual reports.

Credit Monitoring

Credit monitoring is a fantastic high-tech tool which can add an extra layer of protection and comfort for anyone whose identity may have been compromised. It is also nice for anyone in a credit repair program wishing to track changes in their reports. Credit monitoring is offered by all three credit bureaus for a small monthly fee. At the time of this writing the cost is under fifteen dollars per month. Once enrolled, you will receive an email whenever there is a credit inquiry or any material change in your credit reports. You will also get unlimited access to your reports. Each bureau has an option that provides you with monitoring from all three bureaus simultaneously.

Social Security Card Replacement

If you have lost your Social Security Card you can get a replacement at no cost. You may get up to three replacement cards per year and up to ten in your lifetime. Just go to your local Social Security Administration office with personal identification and proof of citizenship, such as your birth certificate, certificate of naturalization, or passport, and you will receive a new card in approximately two weeks. You will also get a Social Security Number Certification letter on the spot which can be used in place of a card while you wait.

The Social Security Administration does not get involved in resolving identity theft issues, but if you inform the Social Security Administration that your Social Security number may have been used by another person, they will review your earnings to make sure no one else is using your identification for work purposes.

Copyright 2007 James W. Kemish. All Content. All Rights Reserved.

Jim Kemish, a nationally recognized credit repair and restoration expert, is the president and founder of Sky Blue Credit, a leading credit repair business since 1989. Jim is also the president of Power Mortgage, a Florida mortgage company based in Delray Beach, Florida.

Stair Building Video For Decks

Stair building tips for installing lights and decking, handrail tips and some deck advice.

For more helpful home improvement information visit: http://www.gregvan.com

Stair Building Tips

Energy Saving Books
Home Selling Books

Hiring a Contractor For Your Home Renovation

Renovating your home is a large undertaking, and you want it done right. If you have decided to hire a professional contractor for the job, there are a few things to keep in mind in order to protect yourself as well as your most valued investment, your home.

First and foremost, research your state's legal requirements for contractors regarding insurance, licensing and workers compensation, so that you can eliminate any contractor who does not comply. Visiting the Contractor's License Reference Site is one way to learn about licensing requirements in your area and find out whether a particular contractor holds an active license.

Asking friends and family for references is usually a good starting point for finding a contractor who will perform quality work. Many contractors and home renovators agree that the best way to research a prospective contractor is to contact past clients, ask detailed questions and if possible, visit one or more work sites to check out the quality of the work. Tom Silva, general contractor at This Old House, shares a couple of other excellent ideas for finding good contractors in his article How to Hire a Contractor(1). Tim suggests checking with a building inspector to learn whose work is typically up to code or consulting with a local lumberyard about which contractors purchase quality materials and stay current on accounts.

Each contractor who will be quoting your project (typically at least three is advised) should be given the same set of specifications to ensure that your quotes are comparable. Though it may be tempting to automatically hire the contractor with the lowest bid, price is not always the best criteria for deciding which contractor to hire. The contractor you ultimately hire will be spending considerable time in your home, and the work performed will likely impact your home's value. Selecting a contractor with the skills and professionalism to deliver quality work can help ensure that the effect of your renovations on your home value is a positive one.

Once you have selected your contractor, ensure that every detail of the project is outlined in the contract, including projected start and finish dates, procedures for changes, a payment schedule, labor and material charges, a lien waiver and any specific agreements you have made with the contractor. Do not count on verbal promises alone; even if the contractor has a standard contract for most jobs, provisions may be added to the contract upon agreement between both parties.

(1) www.thisoldhouse.com/toh/article/0,,199776,00.html

Maria Polidoro is the President of Ace Tool Online, a leading distributor of over 70 quality power tool brands. Headquartered in Wantagh, New York, Ace Tool Online also offers over 40,000 genuine power tool parts and is an authorized service center for over 50 manufacturers. Please visit Ace Tool Online for industrial cutting tools and the latest products from Milwaukee Tools, Festool and more.

Enlightening Findings About Home Inspections

Let's face it: For most people, the subject of home inspections is anything but a fun subject. However, it is an important subject. Increasingly, new home-buyers are required to make sure that their homes are up to a certain standard. Furthermore, it's in your own health interests to make sure that the new house comes up to those standards. So while it might not be terribly exciting, you would be well-advised to learn about this subject.

Back in 2001, a study was conducted by the Market Enhancement Group (or MEG) about home inspections. While that was seven years ago, it's the most exhaustive examination of the subject that has been conducted, before or since. The results of the study were enlightening.

First let's discuss the methodology of the study. It was done through MEG's omnibus poll. This poll consisted of 1,000 phone interviews which were divided equally among four regions of the United States, with 250 persons in each of these regions: the Northeast, the Midwest, the South, and the West. Those who responded to the survey were all U.S. consumers who had bought a house within the 18 months prior to the survey. There was a margin of error in the study of plus or minus 3.4 percent.

Now let's look at who the study found obtained an inspection. According to the study, 77 percent of recent house buyers had gotten a house inspection before they bought their homes. Seventy-nine percent had attended this inspection and participated in it. An astounding 97 percent said they felt the inspection was worth what they paid for it.

Only a tiny fraction -- 23 percent -- of home-buyers said they'd bought a new house without getting an inspection. Of those who did buy one, most selected their inspectors after receiving a recommendation for him or her from their real estate agent (69 percent).

Of those who hired an inspector, 43 percent did so only after their real estate agent suggested they do so; however, the majority, 57 percent, did so of their own volition.

Now let's consider the differences that the survey found according to geographical location. Those buying a new home in the Western region had the highest incidence of hiring a home inspector, at 81 percent. The South follows closely at 80 percent, with the Midwest next at 77 percent and he Northeast Region at 70 percent.

Just at those in the West had the highest incidence of hiring inspector, they also had te highest rate of selecting a home inspector after a real estate agent recommended the person.

However, home-buyers in the South

For home buyers getting a home inspection, the percentage of inspections conducted at their personal request was highest in the South Region (65%) and the West Region (60%), followed by the Midwest Region (53%) and the Northeast Region (47%).

For home buyers getting a home inspection, the percentage of inspections conducted at the real estate agent's request was highest in the Northwest Region (53%).
What this study shows us is that there are a whole lot of people who choose not to have their houses inspected--and of those who do hire an inspector, many do so only after a real estate agent suggests one. This means that many home-buyers are not yet independently convinced of the need for such an inspection. But here are some reasons--and areas of your house--that call for an inspection.

1) A home needs the exterior inspected. If a roof is just now starting to age, then the subtle defects and damages are probably not going to be readily apparent to you, a novice on the subject. They can be found by a qualified inspector, though. Keep in mind that you'll spend several thousand dollars resurfacing a roof if you wait too long. The same holds true for the siding. Finding problems while they're still minor can save you big bucks.

2) A home just as urgently needs the interior inspected. For instance, you don't want to wait until after you've moved in all your furniture to discover that your basement floods easily. It's important to have an inspector check the basement for any clues of possible water intrusion, like a damp odor, mildew, water stains, etc.

Also on the interior, the house should be checked for proper ventilation and insulation. What many people don't understand is that inferior ventilation, particularly in the attic, can actually accelerate the deterioration of your roof deck. This can cost a lot of money to fix, if you wait too long.

The interior inspection would also include a check of the paint surface, to make sure it does not contain lead paint.

3) And finally, a house needs to have its electrical work and plumbing inspected. You need a qualified inspector to check for problems such as over fused circuits, burned wiring, poor wiring connections, amateur-installed wiring, openings in the wall where a young one could put his or her fingers, and dead-ended / exposed wiring.

As for plumbing, you need an inspector who can look for old lead pipes or galvanized steel ones. Replacing bad ones could be costly. Naturally, he'll also look for leaks and, using a moisture meter, he'll evaluate plaster or wall board suspected of having damage caused by leaks. Many plumbing issues are not clearly visible to the average house-owner, which is why it's so essential to have a professional--one who knows where to look and what to look for -- do it for you.

There are many other responsibilities for a professional inspector. However, these are some of the crucial issues, and they are ones that any knowledgeable expert will be able to investigate. Most importantly, they are issues that, if left to an amateur, could result in expensive repairs in the not-too-distant future. Sure, hiring an inspector will cost money--but it's quite likely that it will save you more than it costs.

Olympian Civil Home and Building Inspections (866) 476-2056
Copyright 2008 Olympian Civil Home and Building Inspectors,
2008 All Rights Reserved

Please visit my inspection mega-site for more information about my full service home inspection and environmental testing company. We service Brooklyn, Queens, New York, Manhattan, Staten Island, Nassau County, Yonkers and the Bronx. You may also wish to visit my learning library which is packed with great tips and advice for buyers, sellers and homeowners alike. Lastly, you can also take advantage of my VIP referrals for vendors in over 50 home related trades, where your satisfaction is assured and the inspection of vendors completed workmanship or products is conducted on your behalf for free; visit my site for more details or call toll free 866-476-2056.

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